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RM
1,800,000
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3 Storey Semi-D
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RM
700,000
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2 Storey Link/Terrace
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Wangsa Metroview, Section 2
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RM 250,000
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| Newly completed; close to KLCC. Easy access to MRR2, Jln Ampang
via Jln Jelatek, Jln Genting-Klang/Jln Pahang. Walking distance to Putra LRT
(Wangsa Maju) & Jusco, shops, restaurant, clinics, kindergarden etc
(Matured & self-contain township). Basic amenities and variety of food
choices (Indian, Chinese, Malay & Western) located nearby. 5-10 mins
driving to Carrefour, Giant hypermarket & Air Panas Pasar. Great demand
from TARC students population and young graduates working in city center. Good
investment for rental income. Expected yield 7-8% p.a. |
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| Articles
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Click
Here to see the letter from AIA Bhd. CEO. 
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 important
consideration for financial institutions in evaluating your suitability
for a home loan is your debt service ratio (DSR). In Malaysia,
a DSR is usually calculated as the percentage of total debt payments over
income.
Your debt service ratio represents your ability to service or handle your
current debt. The lower your DSR percentage, the stronger a loan applicant you
are.
more
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 OF
the many benefits one gains having being in the home loan industry for many
years, one in particular is a clear insight into how people think when
choosing a home loan.Many factors are in play but none as
influential as the “interest rate” of the loan, usually taken
as the indicator of the cost of the loan and hence a borrower's ability to
afford the said loan. more
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FINANCIAL institutions in Malaysia generally assess the credit rating of
potential borrowers through the Central Credit Reference Information System
(CCRIS) and Credit Tip Off Service (CTOS) or similar type of bankruptcy
search.. more
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A very common mistake is to commit to the purchase of a property before having
clarity on (i) if you qualify for the loan, and in particular, if you indeed
qualify for the amount you need to borrow to complete the purchase; and (ii)
the terms and conditions that the Lender(s) may impose and that you can easily
meet those conditions, and (ii) the sum of monthly repayments that you will be
obliged to pay.
more
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WITH the many competitive home loans products on offer especially ones that
will cover any refinancing costs, exploring refinancing is a worthwhile
investment at any point in the life of your home loan, to lower monthly
repayments and save you money in the long run as well as give you the
flexibility in managing your cash flow.
more
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THERE are presently no Malaysia Government regulations
prohibiting foreigners and expatriates from taking a mortgage to assist in the
acquisition of Malaysian real estate. Individual banks determine their
respective policies and lending guidelines in this respect. However, certain
countries may require their citizens to first obtain consent from their own
Central Bank or equivalent before applying for a housing loan from Malaysian
banks to buy Malaysian properties.
more
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JUPITER SECURITIES RESEARCH |
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| The opinion and information contained herein are based on
available data believed to be reliable and this report is provided for
information purposes only. It is not to be construed as an offer, invitation to
buy or sell the securities mentioned herein. Jupiter Securities Sdn Bhd does
not warrant the accuracy stated in any manner herein and no reliance upon such
things by anyone should give rise to any claim whatsoever. The directors and
staff of Jupiter Securities Sdn Bhd may have an interest in the securities
mentioned. |
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LEARNING CENTER : ISLAMIC FINANCING |
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Profit Distribution |
| Unlike conventional fixed deposits
where interest rates are fixed on placement of deposits,
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| profits for MGIA are declared on actual
profit made on a monthly basis. In addition, it shall be
distributed based on an agreed profit-sharing ratio between the customer and
the bank, determined prior to the placement of deposits. An important question
that arises from this is how the bank shares its profits with
its customers.
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