Malaysia Home Loan :: Recommended Home Loans in Malaysia's provided by Money3.com.my

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Loans To Note

Home Loan Type

Longest Loan Tenure
Ability to redraw all that you have paid into your loan. Revolving credit limit increases as your property appreciates.

Financier	Packages	Rate Structure (p.a.)
Malaysian Assurance Alliance Berhad	Mortgage Care Loans (L, ZEC, RM200K <= LA <= RM2 MIL, PV >= RM222K)	KLIBOR+3.15% (Whole Tenure)	Apply Online

Zero Payment (During Construction)
Allow you to pay nothing during the whole contruction period.

Financier	Packages	Rate Structure (p.a.)
Bank Islam (M) Berhad	Bank Islam No Payment During Construction ( UC, ZEC, MRTA, PV >= RM250K )	1.75% (Yr1), 5.75% (Yr2), BFR-1.30% (TA)	Apply Online

Fully Revolving Credit Loan
Fully revolving credit term loan. Prepay and redraw as much as you like. Free personal accident insurance.

Financier	Packages	Rate Structure (p.a.)
The Bank of Nova Scotia Berhad	Scotia Special - Limited Offer Only (C, ZEC, LA> RM200,000)	Up to BLR-1.50% (Whole Tenure)	Apply Online

100% Margin of Finance (SPA Price)
Enjoy up to 100% of loan financing.

Financier	Packages	Rate Structure (p.a.)
Bank Islam (M) Berhad	Baiti Cakna HF-i,Under Panel Project, Floating Rate ( UC, MRTA, ZEC, PV >= RM100K )	3.00%(Yr1), 5.00%(Yr2), BFR -1.30% to BFR -1.80(TA)	Apply Online

Deposit Linked Flexi Home Loan
A home loan and Checking Account combined into 1. The more money you have in deposit, the lower interest you pay on the loan. Allows pre-payments and withdrawals of pre-paid amounts anytime. Suits business / self-employed people.

Financier	Packages	Rate Structure (p.a.)
Alliance Bank (M) Berhad	Savelink (C, NZEC/FEC, RM 100K < LA < RM 300K)	BLR-2.20% (Yr1-2), BLR-2.00% (TA)	Apply Online

Fixed Rate Loan
Enjoy a peace of mind knowing that your repayment will never fluctuate with the economy. Enjoy the lowest fixed rate in history.

Financier	Packages	Rate Structure (p.a.)
American International Assurance Berhad	AIA Mortgage Save Package (NZMC, MRTA, LA >= RM100K, PV >= RM120K)	5.70%(Whole Tenure)	Apply Online
Bank Simpanan Nasional	BSN Mortgage Bonanza (NZEC, C, MRTA, LA >= RM200K, PV >= RM220K)	5.99%(Whole Tenure)	Apply Online
ING Insurance Berhad	Fixed Rate Package (NZEC, MRTA, LA > RM100,000)	5.85% (Whole Tenure)	Apply Online

Islamic Home Financing
Syariah compliant Home Financings.

Financier	Packages	Rate Structure (p.a.)
Asian Finance Bank Berhad	AFB Mortgage Financing-i (NZEC, MOF Upto 90%, LT Upto 30 years, LA>RM200,000)	5.00% (Y1-2), BFR-1.50% (TA)	Apply Online
Bank Islam (M) Berhad	Baiti HF-i,Floating Rate( UC, ZEC, MRTA, PV >= RM100K )	2.50% (Yr1), 5.00% (Yr2), BFR-1.30% to BFR-1.80% (TA) (Negotiable)	Apply Online

Floating Rate Loan
Packages with rates that fluctuate with Base Lending Rate or BLR less a spread.

Financier	Packages	Rate Structure (p.a.)
Alliance Bank (M) Berhad	Conventional HL (C, NZEC/FEC, RM 100K < LA < RM 300K)	BLR-2.30% (Yr1-2), BLR-2.05%(TA)	Apply Online
EON Bank Berhad	Super Easi 123 Home Loan (C, NEEC, MRTA, PV >= RM200k)	BLR-2.30% (Whole Tenure)	Apply Online

Investors' Home Loan / Low or 0 Lock In
Buy and sell, then turn in a quick profit. Check out hoome loans with zero or low 'Lock-In' periods. These home loans allows you to sell the property and pay off the loan early without penalties.

Financier	Packages	Rate Structure (p.a.)
Asian Finance Bank Berhad	AFB Mortgage Financing-i (NZEC, MOF Upto 80%, LT Upto 20 years, LA>RM200,000. Only for MM2H)	5.00% (Y1-2), BFR-1.50% (TA)	Apply Online
Al Rajhi Banking & Investment Corporation (M) Berhad	Al Rajhi Structured Home Financing-i (NFMC)	BLR-1.70% (Whole Tenure)	Apply Online

Low Deposit Loans
Low on deposit? Check out home loan that offer high Margin Of Finance or interest servicing only. May benefit 1st Time Owners.

Financier	Packages	Rate Structure (p.a.)
OCBC Bank (M) Berhad	3 Years Fixed Rate(NZEC, LA >= RM200K, PV >= RM200K)	5.50%(Yr1-3), BLR -1.75%(Yr4-5), BLR -2.00%(TA)	Apply Online
Alliance Bank (M) Berhad	Conventional HL (C, NZEC/FEC, RM 300K < LA < RM 1Mil)	BLR-2.40% (Yr1-2), BLR-2.10%(TA)	Apply Online

Hybrid Loans (Fixed & Floating)
A home loan to enjoy fixed rates for a few years then revert to floating rates subsequently.

Financier	Packages	Rate Structure (p.a.)
Maybank Berhad	Maxihome For Prime Areas (NZEC, MRTA, LA >= RM150K, PV >= RM200K)	2.88%(Yr1), BLR-2.20%(TA)	Apply Online
Public Bank Berhad	Multi Tier Interest Package (C, NZEC, PV >= RM160K, LA >= RM150K)	3.50% (Yr1), BLR-1.80% (TA)	Apply Online

Disclaimer:
Money3.com.my has compiled this website as a guide only. All views and opinions herein are Money3's and are not official statements from the various Banks and should not be read as representation made by the banks or financial instituition. Money3.com.my does not guarantee the accuracy or completeness of any information contained on this website. Please check rates, charges and conditions with the bank or financial instituition before borrowing. The bank or financial instituition reserved the right to adjust the interest rate accordingly, and is subjected to the bank or financial instituition's approval. An actual interest rate and loan terms cannot be determined until an actual application has been submitted and approved for a loan.

Money3.com.my does not accept any liability for any investment decisions made on the basic of this information. Money3.com.my urges you to obtain professional advice before proceeding with any investment.

The results shown in the various calculation are estimates for comparison and illustration purposes only, and are based on information that you have entered and rates published by respective bank or financial instituition on websites, pamphlets, literature and advise provided by lenders bank or financial instituition to us from time to time. While every care has been taken in compiling and preparing the simulation, report, summary and other contents herein, Money3.com.my neither guarantees the accuracy, completeness and/or applicability of the information provided nor is the information meant to be final and binding.